Medical Malpractice

Medical Malpractice (Professional Indemnity)

A surprising number of GPs and specialists are unaware of the myriad ways in which they could fall victim to litigation, often believing this to be confined to the settlement of a negligence finding following an inadvertent patient injury. All Medical practitioners without exception, including general practitioners, specialist doctors/surgeon, physiotherapists, homeopaths, nursing homes, elderly care facilities, and other health care professionals should have protection against any actual or alleged medical negligence by a healthcare professional, including complaints lodged with the Health Professional Council of SA (HPCSA).

This cover indemnifies you against your legal liabilities for damages for any bodily injury, mental injury, mental anguish or shock, illness, disease, or death of any patient caused by your alleged negligence, including legal costs and expenses.

Patients and their attorneys have no compunction about holding a healthcare professional answerable. With this insurance cover, the healthcare professional can limit their exposure thereto. Over the last decade, the size and frequency of compensation awards in medical negligence cases has increased dramatically, making professional indemnity & malpractice a crucially important product for healthcare professionals.

Therefore, if you provide professional advice or services, it's important to protect your business against claims of malpractice or professional misconduct either on Claims Made or Occurrence Based

Product Description

This provides protection for incidents that both occur and are reported during the policy period. It may require purchase of additional cover when changing insurers, amending scope of practice, or discontinuing practice to avoid potential gaps in cover.

Product Description

This provides protection for claims that result from any incident that occurs whilst being a policyholder, irrespective of when the claim is made. It includes the time after a policy has been cancelled, including on retirement. This provides protection for claims that result from any incident that occurs whilst being a policyholder, irrespective of when the claim is made. It includes the time after a policy has been cancelled, including on retirement. This cover is necessary for anyone practicing in the traditional or non-traditional medical industry, including those in the list of practitioners tab

General Practitioners

Specialists:

• Anaesthetist

• Cardiologist

• Neurologist

• Neurosurgeon

• Obstetrician/Gynaecologist

• Ophthalmologist

• Orthopaedic Surgeon

• Paediatrician

• Physician

• Plastic and reconstructive surgeon

• Radiologist

• Surgeon (General)

• Urologist

Psychologists

Speech/Hearing Therapists

Counsellors

Social Workers

Paramedics

Optometrists

Nurses

Sonographers

Radiographers

Clinical Technologists

Beauticians

Biokineticists

Dieticians

Homeopaths

Fitness Instructors

Body Stress Release Practitioners

Chiropractors

Pharmacists

Massage therapists

Occupational Therapists

Prosthetics & Orthotists

Podiatrists

Reflexologists

Practitioners

General Practitioners

Specialists:

• Anaesthetist

• Cardiologist

• Neurologist

• Neurosurgeon

• Obstetrician/Gynaecologist

• Ophthalmologist

• Orthopaedic Surgeon

• Paediatrician

• Physician

• Plastic and reconstructive surgeon

• Radiologist

• Surgeon (General)

• Urologist

Psychologists

Speech/Hearing Therapists

Counsellors

Social Workers

Paramedics

Optometrists

Nurses

Sonographers

Radiographers

Clinical Technologists

Beauticians

Biokineticists

Dieticians

Homeopaths

Fitness Instructors

Body Stress Release Practitioners

Chiropractors

Pharmacists

Massage therapists

Occupational Therapists

Prosthetics & Orthotists

Podiatrists

Reflexologists